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Bankruptcy Resources

 

Bankruptcy Brochures

Information about bankruptcy, debt collection, foreclosure, and many other topics.

Bankruptcy Court - Eastern District of Tennessee

General bankruptcy information and locations of bankruptcy courts in the Eastern District of Tennessee.

Chapter 13 Trustee

If you have an active chapter 13 case, your username is your case number and your password is the last four digits of your Social Security Number.

You're entitled to one free credit report from each of the three credit bureaus (Experian, TransUnion, & Equifax) each year.

Keep My Tennessee Home

Tennessee Housing Development Agency program.

Judgment proof

Being Judgment Proof means that all of your assets are protected and cannot be taken from you by your creditors.  It probably means that you own little or no real property, such as land or a house, your personal property is worth less than $10,000 total, you have no realistic expectation of an inheritance, and you are not employed.

Housing Resources

Information on foreclosures and property from the Legal Aid Society of East Tennessee.

Legal Aid pamphlets

Pamphlets on bankruptcy and the different types of chapters one can file from the Legal Aid Society of Middle Tennessee. Resources are available in both English and Spanish.

Bankruptcy Brochures

National Consumer Law Center

Making the Most of Your Bankruptcy Discharge

How the New Credit Card Law Protects Consumers

The Risks and Costs of Tax Refund Anticipation Loans

The High Cost of Small Loans, Pawnbrokers, and Rent-to-Own Stores

Cashing Checks and Opening Bank Accounts

Options that allow you to keep your home or sell or transfer your home quickly before a foreclosure.

Scams to avoid.

From which debts to pay first to how to deal with debt collectors.

Eight steps to dealing with debt collectors.

What is a credit report, how to order your credit report, and why to beware of credit repair companies.

Information about credit, debit, and prepaid debit cards.

Ten Things to Think about Before Getting a New Credit Card or Using One You Have.

Consumer Concerns for Older Americans

Consumer Concerns for Older Americans

Frequently asked questions for bankruptcy filers.

What is refinancing and how to determine if refinancing is right for you.

Buying or refinancing your home may be one of the most important financial decisions you'll ever make.

How to keep someone who sued you from taking your paycheck.

Possible actions to avoid foreclosure.

Bankruptcy and the Bible.

Modification is an option available to homeowners in danger of foreclosure.

Publications available in our office.

These brochures are also available in our office lobby free of charge.